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When was the last time you used cash to buy an electronic product? Don’t really remember! Yes, it has been a subtle shift from our currency notes to the digital currency and we have adopted it without even realizing. Digital payment wallets, apps and methods to transact digitally have become so much a part of our lives, that if you are smartphone user, the number of apps that you have in your smart phones for digital banking will easily outnumber any other single category of apps. Sending money, receiving money, paying utility bills, recharging mobile, DTH recharges and many such daily chores are performed by us with ease. You may not realize but the electronic modes of transacting have taken over our old methods of transactions in just last 3 years. When it comes to payments apps and wallets the market already has sufficient players and its soon going to get crowded. To add on to the already existing payments app race, Whatsapp is soon coming with its own payment featur...

Have you been recently thinking of purchasing a house, buying a new car, or trying to get funds for your new business? There are high chances that you may apply for a loan. The first thing that you would be asked for or would be seen is your credit score card that is your CIBIL Report. This is one of the foremost and the most important factor that would be considered while sanctioning your loan proposal.  If you   have never seen a CIBIL report and don’t know much about it, read on… Let’s have a look at your credit score card the ‘CIBIL Report’ .   Refer above infographic to get a quick overview of CIBIL Report Elements of a CIBIL Report: A CIBIL report is laid out in a format that tells your lender about following things: 1.        CIBIL SCORE: A 3 digit number showing your overall score 2.        EMPLOYMENT   INFORMATION: Summary of your all credit accounts ...